Fruit and Nut is a madcap comedy with a central character named Jolly Maker, who is a simple, hard working middle class struggling bachelor in search of love, money, friends and success. Jolly Maker works as a clerk/accountant in the office of a greedy and corrupt builder named Khandar. He is typically nerdy and un-stylish. He is also accident-prone and leaves a trail of disaster behind him.

One fine day in broad daylight, Jolly Maker's beautiful, sexy, smart and snobbish colleague, Monica, gets mysteriously kidnapped. Through a roller coaster ride and series of comical mishaps, Jolly Maker finds himself in the middle of plot that has been hatched by an insane Ex- Maharaja to destroy Mumbai!!

Whether the poor, adorable, accident- prone Jolly Maker finally falls in love or not, gets his girl or not and above all is able to save Mumbai or not, makes for rest of the film.